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Business Checking
Bank · Axos Bank

Business Interest Checking

Account terms and deposit structure with claim-level evidence and unresolved questions.

By Jack WhelchelLast checked October 1, 2026 2 sources on fileHow we researchEditorial standardsAdvertiser disclosure

Advertiser disclosure. FundingRank may be compensated when you visit or apply with some of the providers on this site. Compensation never affects our product facts, editorial conclusions or provider coverage. How we make money

Evidence and open questions · 5 supported · 6 open

October 1, 2026 expanded review covers Monthly fee, Fee waiver, Opening deposit, ATM access, Deposit provider. Other terms are explicitly unverified; a provider homepage does not verify every field.

Monthly fee · Verified · Checked 2026-10-01

$10 monthly; waived with a $5,000 minimum average daily balance.

Source 1
Fee waiver · Verified · Checked 2026-10-01

Maintain a $5,000 minimum average daily balance.

Source 1
Checking APY · Conflicting · Checked 2026-10-01

Source date needs confirmation: retrieved table shows up to 1.01% but is dated October 2, 2026, after this review.

Not established in the retrieved material for this specific account; check the account agreement.

Source 1
Opening deposit · Verified · Checked 2026-10-01

100

Source 1
Minimum balance · Unverified · Checked 2026-10-01

Not established in the retrieved material for this specific account; check the account agreement.

Source 1
Transactions · Unverified · Checked 2026-10-01

Not established in the retrieved material for this specific account; check the account agreement.

Source 1
Cash deposits · Unverified · Checked 2026-10-01

Not established in the retrieved material for this specific account; check the account agreement.

Source 1
ATM access · Verified · Checked 2026-10-01

Unlimited domestic ATM-fee reimbursements.

Source 1
Deposit provider · Verified · Checked 2026-10-01

Axos Bank; deposits of the same ownership across Axos brands aggregate for FDIC coverage.

Source 1
Deposit insurance · Unverified · Checked 2026-10-01

Not established in the retrieved material for this specific account; check the account agreement.

Source 1
Eligibility · Unverified · Checked 2026-10-01

Not established in the retrieved material for this specific account; check the account agreement.

Source 1

“Verified” means the linked source states this claim, not that every applicant receives the advertised terms. “Unverified” means the review did not establish the claim; it does not mean the provider publishes no information. Conflicts can reflect retrieval freshness or different offers. How we verify

Application requirements

Not verified in this review; confirm the exact offer.

Check the exact business type, ownership documents and location rules before applying. A listed requirement does not guarantee approval.

Account at a Glance

Monthly fee
$10 monthly; waived with a $5,000 minimum average daily balance.
APY
Source date needs confirmation: retrieved table shows up to 1.01% but is dated October 2, 2026, after this review.
Opening deposit
$100
Minimum balance
Not verified in this review
Transaction limits
Not verified in this review; confirm the exact offer.
Cash deposits
Not verified in this review; confirm the exact offer.
ATM access
Unlimited domestic ATM-fee reimbursements.
Branches
Not verified; confirm locations and services

Where the Deposits Sit

Axos Bank; deposits of the same ownership across Axos brands aggregate for FDIC coverage.

Not verified in this review; confirm the exact offer.

Earlier source ledger

These dated records preserve earlier research. Use the claim evidence above for the latest review and any conflicts.

Axos Business Interest Checking
Primary Product Page · Accessed 2026-08-29

Current page states up to 1.01% APY, $100 opening deposit, unlimited domestic ATM fee reimbursements, and a $10 monthly fee waived with a $5,000 minimum average daily balance.

Axos Business Interest Checking rate tiers
Rates and Fees · Accessed 2026-08-29

Current rate table publishes 1.01% APY on balances below $50,000, 0.20% on $50,000–$249,999.99, and 0.10% on higher published tiers below $5 million.