Cost calculator

Compare the deal, not the pitch.

Convert factor rates and fixed payback into the same estimated APR framework, account for withheld fees, and compare two offers side by side.

Offer details

Amount offered ($)

Factor rateTotal payback ($)

Enter a factor rate or a total payback. If both are entered, factor rate is used.

Term lengthTerm unit

Payment frequency

Fee withheld ($)Other upfront fees ($)

Fees withheld before funding reduce the cash you actually receive. Fees added to repayment belong in total payback instead.