Credibly
Classified as a direct lender
Product Working Capital Loan · Business Line of Credit
Credit 550+–700+ by product; other products vary
Revenue No verified annual-revenue minimum; review product guidance
Funding Up to $300K
View Lender Direct Business Lenders
Compare providers FundingRank currently classifies as direct lenders.
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Choose the structure before the provider
Use your payment cycle, cash reserve and actual offer to assess fit. The list below is research coverage, not an approval or affordability ranking.
Build a funding plan → · Stress-test the payment5 Options
Direct does not mean your information never moves. Ordered alphabetically. No editorial ranking..
Fora Financial
Classified as a direct lender
Product Small Business Loan
Credit 570+ minimum
Revenue No verified annual-revenue minimum; review product guidance
Funding Not publicly stated
View Lender National Funding
Classified as a direct lender
Product Equipment Financing & Leasing · Bridge Financing
Credit Typical profile only; no hard minimum
Revenue No verified annual-revenue minimum; review product guidance
Funding Up to $500K
View Lender OnDeck
Classified as a direct lender
Product Business Term Loan · Business Line of Credit
Credit 625+ minimum
Revenue $100K/yr minimum
Funding Not publicly stated
View Lender QuickBridge
Classified as a direct lender
Product Sales-Based Financing · Business Loan
Credit No numeric minimum published
Revenue $250K/yr minimum; other products have unverified or conditional guidance
Funding Not publicly stated
View Lender WHAT TO KNOW FIRST
Before You Compare Direct Business Lenders
Identify the contracting entity
The brand collecting the application, legal lender and servicer may be different companies. Read the offer and disclosures to identify each role. A directory classification is a starting point, not a promise that every product comes from the same entity.
Ask about referrals
A provider may refer an application it cannot fund. Ask whether that happens automatically, which companies receive information and whether you can limit further shopping. A direct application does not itself establish restricted data sharing or contact.
Compare offers on one basis
Use the same requested amount and expected time to repay. Compare net proceeds, payment dates, total cost and early payoff. Published maximum amounts and best-case funding times are conditional advertising claims, not individual offers.
Check liability and servicing
Review guarantee scope, collateral, liens, default terms and how servicing questions are handled. Identify who can provide a payoff quote and how to correct account or reporting errors. Keep a dated copy of the agreement and application consent.