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Business Lines of Credit

Compare researched business lines of credit by limit, qualifications, repayment, and speed.

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Choose the structure before the provider

Use your payment cycle, cash reserve and actual offer to assess fit. The list below is research coverage, not an approval or affordability ranking.

Build a funding plan → · Stress-test the payment

8 Options

Compare draw cost, limits, fees, and repayment, not just the headline line size. Ordered by lender name. No editorial ranking..
Compare These Options
BI
Biz2Credit
Line of Credit
Product Line of Credit
Credit 650+ minimum
Revenue $250K/yr
Funding Credit limit up to $500,000; an initial minimum draw is required and varies by state and circumstances.
View Lender
BL
Bluevine
Weekly Line of Credit Plan
Product Weekly Line of Credit Plan
Credit 625+ minimum
Revenue $120K/yr
Funding Not verified in this review; confirm the exact offer.
View Lender
BL
Bluevine
Monthly Line of Credit Plan
Product Monthly Line of Credit Plan
Credit 700+ minimum
Revenue $960K/yr
Funding Not verified in this review; confirm the exact offer.
View Lender
CR
Credibly
Business Line of Credit
Product Business Line of Credit
Credit 700+ minimum
Revenue $240K/yr
Funding $5,000–$300,000
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FU
Fundbox
Business Line of Credit
Product Business Line of Credit
Credit 600+ minimum
Revenue $30K/yr
Funding Not verified in this review; confirm the exact offer.
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KA
Kapitus
Business Line of Credit
Product Business Line of Credit
Credit 650+ minimum
Revenue $180K/yr
Funding Up to $750,000
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ON
OnDeck
Business Line of Credit
Product Business Line of Credit
Credit 625+ minimum
Revenue $100K/yr
Funding Not verified in this review; confirm the exact offer.
View Lender
RF
Rapid Finance
Business Line of Credit
Product Business Line of Credit
Credit No numeric minimum published
Revenue Not publicly stated
Funding Not verified in this review; confirm the exact offer.
View Lender
WHAT TO KNOW FIRST

Before You Compare Lines of Credit

Compare a representative draw

Choose the amount and expected repayment period you actually need. Compare interest or fixed charges, draw fees, unused-line or maintenance fees, and the net proceeds of that draw. The approved ceiling does not tell you what borrowing costs.

Understand replenishment and approvals

Ask how repayments restore availability and whether further draws require review. Confirm whether another draw resets a payment schedule or creates a separate obligation. Do not budget as though unused availability is guaranteed cash.

Check the exact repayment plan

Credit, revenue, business age, entity type, location and documentation can differ by plan even at one provider. Weekly and monthly repayment are not interchangeable for a seasonal business. Read each product record and preserve uncertainty where a requirement is not verified.

Match the line to a cash cycle

A line can be worth researching for a temporary gap with a defined collection or inventory cycle. Frequent borrowing to cover a continuing deficit calls for a broader operating plan. Check how early repayment changes charges and whether payment history is reported to a business reporting organization.

Refine the list, compare lenders, or price an actual offer.