Bluevine Business Checking — Standard
Account terms and deposit structure with claim-level evidence and unresolved questions.
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Evidence and open questions · 9 supported · 2 open
Follow-up first-party review on October 1, 2026 added or updated: Opening deposit, Transactions, Cash deposits, ATM access. Other claims retain their individual evidence status; this is not a blanket certification.
$0 Standard monthly fee; transaction charges may apply.
Source 1Not established in the retrieved material for this specific account; check the account agreement.
Source 11.3% variable APY on up to $250,000 when a monthly activity requirement is met.
Source 1Unlimited transaction count; Standard charges $10 for same-day ACH and $15 for outgoing domestic wires. Transaction-dollar limits and other service fees still apply.
Source 1Allpoint+ charges $1 plus 0.5% per deposit; Green Dot retail deposits cost up to $4.95. Channel-specific limits apply, including a $7,500 rolling 30-day limit.
Source 1In-network withdrawals: $0; out-of-network Bluevine fee: $2.50, with possible additional operator fees.
Source 1Bluevine is a fintech; deposits held through Coastal Community Bank and program banks.
Source 1Up to $3 million through program-bank allocation, subject to eligibility and insurance conditions. Same-category deposits held elsewhere at receiving banks reduce available coverage; fintech failure is not insured.
Source 1Not established in the retrieved material for this specific account; check the account agreement.
Source 1“Verified” means the linked source states this claim, not that every applicant receives the advertised terms. “Unverified” means the review did not establish the claim; it does not mean the provider publishes no information. Conflicts can reflect retrieval freshness or different offers. How we verify
Application requirements
Not verified in this review; confirm the exact offer.
Check the exact business type, ownership documents and location rules before applying. A listed requirement does not guarantee approval.
Account at a Glance
Where the Deposits Sit
Bluevine is a fintech; deposits held through Coastal Community Bank and program banks.
Up to $3 million through program-bank allocation, subject to eligibility and insurance conditions. Same-category deposits held elsewhere at receiving banks reduce available coverage; fintech failure is not insured.
Earlier source ledger
These dated records preserve earlier research. Use the claim evidence above for the latest review and any conflicts.
Current product page states Standard has no monthly fee, 1.3% APY on qualifying balances up to $250,000 when activity requirements are met, no minimum balance, unlimited transactions, and up to $3 million in FDIC insurance through Coastal Community Bank and program banks.
Current support page lists Standard monthly fee $0, minimum required deposit $0, unlimited monthly transactions, and transaction-specific fees for selected services.