Basic Business Checking
Account terms and deposit structure with claim-level evidence and unresolved questions.
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Evidence and open questions · 5 supported · 6 open
October 1, 2026 expanded review covers Monthly fee, Fee waiver, Transactions, Cash deposits, Deposit provider. Other terms are explicitly unverified; a provider homepage does not verify every field.
Prior 30- or 90-day average balance of at least $2,000.
Source 1Not established in the retrieved material for this specific account; check the account agreement.
Source 1Not established in the retrieved material for this specific account; check the account agreement.
Source 1Not established in the retrieved material for this specific account; check the account agreement.
Source 1Unlimited digital transactions; selected payment services may carry separate fees.
Source 1First $5,000 in monthly branch-teller cash deposits included; then $1 per $1,000. Cash deposits at Capital One and participating Allpoint ATMs have no such fee.
Source 1Not established in the retrieved material for this specific account; check the account agreement.
Source 1Not established in the retrieved material for this specific account; check the account agreement.
Source 1Not established in the retrieved material for this specific account; check the account agreement.
Source 1“Verified” means the linked source states this claim, not that every applicant receives the advertised terms. “Unverified” means the review did not establish the claim; it does not mean the provider publishes no information. Conflicts can reflect retrieval freshness or different offers. How we verify
Application requirements
Not verified in this review; confirm the exact offer.
Check the exact business type, ownership documents and location rules before applying. A listed requirement does not guarantee approval.
Account at a Glance
Where the Deposits Sit
Capital One, N.A., Member FDIC.
Not verified in this review; confirm the exact offer.
Earlier source ledger
These dated records preserve earlier research. Use the claim evidence above for the latest review and any conflicts.
Current page lists $15 monthly service fee, waiver with a qualifying $2,000 prior-period balance average, unlimited digital transactions, and access to 70,000+ no-fee Capital One, MoneyPass, and Allpoint ATMs.