Found Business Banking — Free
Account terms and deposit structure with claim-level evidence and unresolved questions.
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Evidence and open questions · 5 supported · 6 open
Follow-up first-party review on October 1, 2026 added or updated: Cash deposits. Other claims retain their individual evidence status; this is not a blanket certification.
$0 account maintenance fee; optional subscriptions and transaction fees are separate.
Source 1Not established in the retrieved material for this specific account; check the account agreement.
Source 1Not established in the retrieved material for this specific account; check the account agreement.
Source 1Not established in the retrieved material for this specific account; check the account agreement.
Source 1Not established in the retrieved material for this specific account; check the account agreement.
Source 1One cash deposit per month is free; subsequent deposits cost $2 each, deducted from the deposit. Limits: $2,000 per rolling 7 days and $4,000 per rolling 30 days; merchant limits also apply.
Source 1Not established in the retrieved material for this specific account; check the account agreement.
Source 1Found is a fintech; banking services are provided by Lead Bank, Member FDIC.
Source 1Eligible deposits at Lead Bank may be insured up to $250,000 per depositor and ownership category. This protects against an insured bank's failure, not Found's failure.
Source 1Not established in the retrieved material for this specific account; check the account agreement.
Source 1“Verified” means the linked source states this claim, not that every applicant receives the advertised terms. “Unverified” means the review did not establish the claim; it does not mean the provider publishes no information. Conflicts can reflect retrieval freshness or different offers. How we verify
Application requirements
Not verified in this review; confirm the exact offer.
Check the exact business type, ownership documents and location rules before applying. A listed requirement does not guarantee approval.
Account at a Glance
Where the Deposits Sit
Found is a fintech; banking services are provided by Lead Bank, Member FDIC.
Eligible deposits at Lead Bank may be insured up to $250,000 per depositor and ownership category. This protects against an insured bank's failure, not Found's failure.
Earlier source ledger
These dated records preserve earlier research. Use the claim evidence above for the latest review and any conflicts.
Current pricing lists Found at $0 per month, Found Plus at $35 monthly/$315 annually, and Found Pro at $80 monthly/$720 annually. The free tier includes business banking, bookkeeping, tax estimates, Pockets and invoicing; paid tiers add APY and other premium features.
Found's current page describes business checking with no minimum balance, banking through Lead Bank, and optional paid tiers offering APY and cash-back features.