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Business Checking
Fintech · Lili

Lili Core

Account terms and deposit structure with claim-level evidence and unresolved questions.

By Jack WhelchelLast checked October 1, 2026 1 source on fileHow we researchEditorial standardsAdvertiser disclosure

Advertiser disclosure. FundingRank may be compensated when you visit or apply with some of the providers on this site. Compensation never affects our product facts, editorial conclusions or provider coverage. How we make money

Evidence and open questions · 4 supported · 7 open

Follow-up first-party review on October 1, 2026 added or updated: Cash deposits. Other claims retain their individual evidence status; this is not a blanket certification.

Monthly fee · Verified · Checked 2026-10-01

$0 on Lili Core

Source 1
Fee waiver · Unverified · Checked 2026-10-01

Not established in the retrieved material for this specific account; check the account agreement.

Source 1
Checking APY · Unverified · Checked 2026-10-01

Not established in the retrieved material for this specific account; check the account agreement.

Source 1
Opening deposit · Unverified · Checked 2026-10-01

Not established in the retrieved material for this specific account; check the account agreement.

Source 1
Minimum balance · Verified · Checked 2026-10-01

0

Source 1
Transactions · Unverified · Checked 2026-10-01

Not established in the retrieved material for this specific account; check the account agreement.

Source 1
Cash deposits · Conditional · Checked 2026-10-01

Lili charges no cash-deposit fee, but the participating retailer may charge up to $4.95 per transaction. Use the debit card at participating retail locations.

Source 1
ATM access · Unverified · Checked 2026-10-01

Not established in the retrieved material for this specific account; check the account agreement.

Source 1
Deposit provider · Verified · Checked 2026-10-01

Lili is a fintech. Banking services are provided by Sunrise Banks, N.A., Member FDIC.

Source 1
Deposit insurance · Unverified · Checked 2026-10-01

Not established in the retrieved material for this specific account; check the account agreement.

Source 1
Eligibility · Unverified · Checked 2026-10-01

Not established in the retrieved material for this specific account; check the account agreement.

Source 1

“Verified” means the linked source states this claim, not that every applicant receives the advertised terms. “Unverified” means the review did not establish the claim; it does not mean the provider publishes no information. Conflicts can reflect retrieval freshness or different offers. How we verify

Application requirements

Not verified in this review; confirm the exact offer.

Check the exact business type, ownership documents and location rules before applying. A listed requirement does not guarantee approval.

Account at a Glance

Monthly fee
$0 on Lili Core
APY
Not verified in this review; confirm the exact offer.
Opening deposit
Not verified in this review
Minimum balance
$0
Transaction limits
Not verified in this review; confirm the exact offer.
Cash deposits
Lili charges no cash-deposit fee, but the participating retailer may charge up to $4.95 per transaction. Use the debit card at participating retail locations.
ATM access
Not verified in this review; confirm the exact offer.
Branches
Not verified; confirm locations and services

Where the Deposits Sit

Lili is a fintech. Banking services are provided by Sunrise Banks, N.A., Member FDIC.

Not verified in this review; confirm the exact offer.

Earlier source ledger

These dated records preserve earlier research. Use the claim evidence above for the latest review and any conflicts.

Lili Account Fees
Pricing Page · Accessed 2026-08-29

Current Lili fee schedule lists Core at $0, Pro at $15 monthly/$144 annually, Smart at $35 monthly/$336 annually, and Premium at $55 monthly/$528 annually, with additional transaction fees possible.