Initiate Business Checking
Account terms and deposit structure with claim-level evidence and unresolved questions.
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Evidence and open questions · 6 supported · 5 open
October 1, 2026 expanded review covers Monthly fee, Fee waiver, Opening deposit, Transactions, Cash deposits, Deposit provider. Other terms are explicitly unverified; a provider homepage does not verify every field.
Each fee period: $2,000 minimum daily balance, $5,000 qualifying combined average business deposit balance, or an eligible Premier/Private Bank personal account.
Source 1Not established in the retrieved material for this specific account; check the account agreement.
Source 1Not established in the retrieved material for this specific account; check the account agreement.
Source 1100 included transactions per fee period; $0.50 each thereafter. Debit-card purchases/payments are excluded from the transaction count.
Source 1First $5,000 cash deposited per fee period included; then $0.30 per $100.
Source 1Not established in the retrieved material for this specific account; check the account agreement.
Source 1Not established in the retrieved material for this specific account; check the account agreement.
Source 1Not established in the retrieved material for this specific account; check the account agreement.
Source 1“Verified” means the linked source states this claim, not that every applicant receives the advertised terms. “Unverified” means the review did not establish the claim; it does not mean the provider publishes no information. Conflicts can reflect retrieval freshness or different offers. How we verify
Application requirements
Not verified in this review; confirm the exact offer.
Check the exact business type, ownership documents and location rules before applying. A listed requirement does not guarantee approval.
Account at a Glance
Where the Deposits Sit
Wells Fargo Bank, N.A., Member FDIC.
Not verified in this review; confirm the exact offer.
Earlier source ledger
These dated records preserve earlier research. Use the claim evidence above for the latest review and any conflicts.
Current page lists $25 opening deposit, $15 monthly fee with several waiver paths, first 100 transactions per fee period included, first $5,000 of cash deposits without a processing fee, and access to more than 11,000 ATMs.