BILL Divvy Card
Published pricing, rewards, guarantee structure, and account controls without treating the welcome bonus as the entire product.
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Card at a Glance
Evidence and open questions · 3 supported · 4 open
Partial issuer-source review on 2026-10-01. Checked claims appear in the evidence panel; unlisted eligibility, reporting and contract details are not newly verified.
Multiple programs; verify earning and redemption separately.
Source 1Fixed, variable and prefunded offerings differ.
Source 1“Verified” means the linked source states this claim, not that every applicant receives the advertised terms. “Unverified” means the review did not establish the claim; it does not mean the provider publishes no information. Conflicts can reflect retrieval freshness or different offers. How we verify
Liability, Credit and Controls
Credit reporting: Not verified in this review; confirm the exact offer.
Spend controls: Not verified in this review; confirm the exact offer.
Expense management: Not verified in this review; confirm the exact offer.
Earlier source ledger
These dated records preserve earlier research. They may describe past offers; use the claim evidence above and your current account agreement.
Partial review; dates and discrepancies are explained in the card evidence panel. Linked pricing documents may carry older effective dates.
BILL states the Divvy Card has $0 annual fee, supports fixed/variable credit and pre-fund options, includes expense-management controls and virtual cards, and has no interest charges because balances are due in full each cycle.
Current BILL rewards page states Spend & Expense is free to use and rewards can reach 7X depending on payment cadence and category, with weekly-pay examples including 7X restaurants, 5X hotels and 2X software.