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Business Credit Cards
Corporate · Mastercard · Brex

Brex Corporate Card

Published pricing, rewards, guarantee structure, and account controls without treating the welcome bonus as the entire product.

By Jack WhelchelLast checked October 1, 2026 2 sources on fileHow we researchEditorial standardsAdvertiser disclosure
Brex Corporate Card card

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Card at a Glance

Repayment structure
Full statement payment is automatic on a daily or monthly schedule, depending on the approved account type. Net-60 terms are limited to grandfathered accounts.
Application credit check
Brex states it does not check personal credit for its corporate card; business underwriting still applies.
Evidence and open questions · 10 supported · 3 open

Expanded review of Brex support disclosures for repayment, eligibility, reporting, issuer and FX cost. Reward terms and employee-card pricing remain unverified.

Annual fee · Verified · Checked 2026-10-01

No annual card fee; software and service fees must be assessed separately.

Source 1Source 2Source 3
Purchase APR · Verified · Checked 2026-10-01

Charge card: the statement balance is due in full; this is not a revolving purchase-APR offer.

Source 1
Intro APR · Verified · Checked 2026-10-01

Not applicable to the reviewed pay-in-full charge-card structure.

Source 1
Rewards · Unverified · Checked 2026-10-01

This review did not establish this term from the retrieved material. Check the exact product agreement.

Source 1
Foreign transaction fee · Conditional · Checked 2026-10-01

Currency conversion can include a Brex FX markup of up to 3%; do not assume international spending is cost-free.

Source 1
Employee cards · Unverified · Checked 2026-10-01

This review did not establish this term from the retrieved material. Check the exact product agreement.

Source 1
Personal guarantee · Verified · Checked 2026-10-01

Not Required

Source 1Source 2Source 3
Credit check · Verified · Checked 2026-10-01

Brex states it does not check personal credit for its corporate card; business underwriting still applies.

Source 1Source 2Source 3
Credit reporting · Verified · Checked 2026-10-01

Brex reports payment history to business credit bureaus. This source does not name all bureaus or reporting frequency.

Source 1
Eligibility · Conditional · Checked 2026-10-01

U.S. EIN, incorporation, operations and a verifiable physical address are required. Monthly startup eligibility generally requires $50,000 cash after funding, with partner exceptions; commercial and enterprise revenue criteria differ. Daily-payment eligibility has separate criteria. Approval is not guaranteed.

Source 1
Credit guidance · Unverified · Checked 2026-10-01

This review did not establish this term from the retrieved material. Check the exact product agreement.

Source 1
Repayment structure · Conditional · Checked 2026-10-01

Full statement payment is automatic on a daily or monthly schedule, depending on the approved account type. Net-60 terms are limited to grandfathered accounts.

Source 1Source 2
Legal provider · Conditional · Checked 2026-10-01

The Mastercard corporate program names Emigrant Bank, Fifth Third Bank N.A. or Airwallex (Netherlands) B.V., depending on program; the separate Visa Commercial Card names Sutton Bank. Confirm your actual issuer.

Source 1

“Verified” means the linked source states this claim, not that every applicant receives the advertised terms. “Unverified” means the review did not establish the claim; it does not mean the provider publishes no information. Conflicts can reflect retrieval freshness or different offers. How we verify

Annual fee
No annual card fee; software and service fees must be assessed separately.
Purchase APR
Charge card: the statement balance is due in full; this is not a revolving purchase-APR offer.
Intro APR
Not applicable to the reviewed pay-in-full charge-card structure.
Foreign transaction fee
Currency conversion can include a Brex FX markup of up to 3%; do not assume international spending is cost-free.
Rewards
Not verified in this review; confirm the exact offer.
Employee cards
Not verified in this review; confirm the exact offer.
Personal guarantee
Not Required
Credit guidance
Not verified in this review; confirm the exact offer.

Liability, Credit and Controls

Credit reporting: Brex reports payment history to business credit bureaus. This source does not name all bureaus or reporting frequency.

Spend controls: Not verified in this review; confirm the exact offer.

Expense management: Not verified in this review; confirm the exact offer.

Earlier source ledger

These dated records preserve earlier research. They may describe past offers; use the claim evidence above and your current account agreement.

Brex Rewards
Rewards Terms · Accessed 2026-08-29

Current Brex rewards page lists up to 7X rideshare, 4X prepaid Brex Travel, 3X restaurants, 2X software and 1X other spend under the standard accelerated program, with specialized programs varying.

Brex business card fee and guarantee overview
Other · Accessed 2026-08-29

Brex's current company-published comparison describes its corporate charge card as having no annual card fee, no personal guarantee and underwriting based on business metrics rather than personal credit.