Spark 1.5% Cash Select
Published pricing, rewards, guarantee structure, and account controls without treating the welcome bonus as the entire product.
Advertiser disclosure. FundingRank may be compensated when you visit or apply with some of the providers on this site. Compensation never affects our product facts, editorial conclusions or provider coverage. How we make money
Card at a Glance
Evidence and open questions · 6 supported · 7 open
Expanded review on October 1, 2026: Annual fee, Purchase APR, Intro APR, Rewards, Foreign transaction fee, Credit guidance. Other fields retain explicit unresolved status. This is not a blanket certification of the product.
16.74%–26.74% variable after the introductory period.
Rate is specific to the retrieved offer; variable rates and offers can change.
Source 10% purchase APR for 9 months; then variable APR. Minimum payments apply.
Source 11.5% cash back on eligible purchases; 5% on hotels and rental cars booked through Capital One Business Travel.
Source 1This review did not establish this term from the retrieved material. Check the exact product agreement.
Source 1This review did not establish this term from the retrieved material. Check the exact product agreement.
Source 1This review did not establish this term from the retrieved material. Check the exact product agreement.
Source 1This review did not establish this term from the retrieved material. Check the exact product agreement.
Source 1This review did not establish this term from the retrieved material. Check the exact product agreement.
Source 1Issuer describes Excellent credit; this is not a published numeric minimum.
Source 1This review did not establish this term from the retrieved material. Check the exact product agreement.
Source 1This review did not establish this term from the retrieved material. Check the exact product agreement.
Source 1“Verified” means the linked source states this claim, not that every applicant receives the advertised terms. “Unverified” means the review did not establish the claim; it does not mean the provider publishes no information. Conflicts can reflect retrieval freshness or different offers. How we verify
Liability, Credit and Controls
Credit reporting: Not verified in this review; confirm the exact offer.
Spend controls: Not verified in this review; confirm the exact offer.
Expense management: Not verified in this review; confirm the exact offer.
Earlier source ledger
These dated records preserve earlier research. They may describe past offers; use the claim evidence above and your current account agreement.
Current page lists $0 annual fee, unlimited 1.5% cash back, 5% on eligible Capital One Business Travel hotel/rental-car bookings, 0% intro APR for 9 months and 16.74%–26.74% variable APR afterward.