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Business Credit Cards
Travel · Chase

IHG One Rewards Business Credit Card

Published pricing, rewards, guarantee structure, and account controls without treating the welcome bonus as the entire product.

IHG One Rewards Business Credit Card card

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Card at a Glance

Repayment structure
Not verified in this review; confirm the exact offer.
Application credit check
Not verified in this review; confirm the exact offer.
Evidence and open questions · 4 supported · 9 open

Expanded review on October 1, 2026: Annual fee, Purchase APR, Rewards, Personal guarantee. Other fields retain explicit unresolved status. This is not a blanket certification of the product.

Annual fee · Verified · Checked 2026-10-01

$200 for the currently advertised IHG One Rewards Business card

Source 1
Purchase APR · Verified · Checked 2026-10-01

19.49%–27.99% variable on the product page; confirm the exact application disclosure.

Rate is specific to the retrieved offer; variable rates and offers can change.

Source 1
Intro APR · Unverified · Checked 2026-10-01

This review did not establish this term from the retrieved material. Check the exact product agreement.

Source 1
Rewards · Verified · Checked 2026-10-01

10 card points/$ at participating IHG hotels; 5 on eligible gas, dining and social/search advertising; 3 otherwise. Broad travel and office-supply 5X ends December 31, 2026; direct flights and car rentals retain 5X afterward. Hotel-program points are separate.

Source 1
Foreign transaction fee · Unverified · Checked 2026-10-01

This review did not establish this term from the retrieved material. Check the exact product agreement.

Source 1
Employee cards · Unverified · Checked 2026-10-01

This review did not establish this term from the retrieved material. Check the exact product agreement.

Source 1
Personal guarantee · Verified · Checked 2026-10-01

Required

Source 1
Credit check · Unverified · Checked 2026-10-01

This review did not establish this term from the retrieved material. Check the exact product agreement.

Source 1
Credit reporting · Unverified · Checked 2026-10-01

This review did not establish this term from the retrieved material. Check the exact product agreement.

Source 1
Eligibility · Unverified · Checked 2026-10-01

This review did not establish this term from the retrieved material. Check the exact product agreement.

Source 1
Credit guidance · Unverified · Checked 2026-10-01

This review did not establish this term from the retrieved material. Check the exact product agreement.

Source 1
Repayment structure · Unverified · Checked 2026-10-01

This review did not establish this term from the retrieved material. Check the exact product agreement.

Source 1
Legal provider · Unverified · Checked 2026-10-01

This review did not establish this term from the retrieved material. Check the exact product agreement.

Source 1

“Verified” means the linked source states this claim, not that every applicant receives the advertised terms. “Unverified” means the review did not establish the claim; it does not mean the provider publishes no information. Conflicts can reflect retrieval freshness or different offers. How we verify

Annual fee
$200 for the currently advertised IHG One Rewards Business card
Purchase APR
19.49%–27.99% variable on the product page; confirm the exact application disclosure.
Intro APR
Not verified in this review; confirm the exact offer.
Foreign transaction fee
Not verified in this review; confirm the exact offer.
Rewards
10 card points/$ at participating IHG hotels; 5 on eligible gas, dining and social/search advertising; 3 otherwise. Broad travel and office-supply 5X ends December 31, 2026; direct flights and car rentals retain 5X afterward. Hotel-program points are separate.
Employee cards
Not verified in this review; confirm the exact offer.
Personal guarantee
Required
Credit guidance
Not verified in this review; confirm the exact offer.

Liability, Credit and Controls

Credit reporting: Not verified in this review; confirm the exact offer.

Spend controls: Not verified in this review; confirm the exact offer.

Expense management: Not verified in this review; confirm the exact offer.

Earlier source ledger

These dated records preserve earlier research. They may describe past offers; use the claim evidence above and your current account agreement.

No public source records are attached yet.