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Citi / AAdvantage Business World Elite Mastercard

Published pricing, rewards, guarantee structure, and account controls without treating the welcome bonus as the entire product.

By Jack WhelchelLast checked October 1, 2026 1 source on fileHow we researchEditorial standardsAdvertiser disclosure
Citi / AAdvantage Business World Elite Mastercard card

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Card at a Glance

Repayment structure
Not verified in this review; confirm the exact offer.
Application credit check
Not verified in this review; confirm the exact offer.
Evidence and open questions · 4 supported · 9 open

Expanded review on October 1, 2026: Annual fee, Rewards, Foreign transaction fee, Employee cards. Other fields retain explicit unresolved status. This is not a blanket certification of the product.

Annual fee · Verified · Checked 2026-10-01

$0 first year, then $99

Source 1Source 2
Purchase APR · Unverified · Checked 2026-10-01

This review did not establish this term from the retrieved material. Check the exact product agreement.

Source 1
Intro APR · Unverified · Checked 2026-10-01

This review did not establish this term from the retrieved material. Check the exact product agreement.

Source 1
Rewards · Verified · Checked 2026-10-01

2 miles/$ on eligible American Airlines, car-rental, gas, telecommunications, cable and satellite purchases; 1 otherwise.

Source 1Source 2
Foreign transaction fee · Verified · Checked 2026-10-01

None

Source 1Source 2
Employee cards · Verified · Checked 2026-10-01

No additional employee-card fee.

Source 1Source 2
Personal guarantee · Unverified · Checked 2026-10-01

This review did not establish this term from the retrieved material. Check the exact product agreement.

Source 1
Credit check · Unverified · Checked 2026-10-01

This review did not establish this term from the retrieved material. Check the exact product agreement.

Source 1
Credit reporting · Unverified · Checked 2026-10-01

This review did not establish this term from the retrieved material. Check the exact product agreement.

Source 1
Eligibility · Unverified · Checked 2026-10-01

This review did not establish this term from the retrieved material. Check the exact product agreement.

Source 1
Credit guidance · Unverified · Checked 2026-10-01

This review did not establish this term from the retrieved material. Check the exact product agreement.

Source 1
Repayment structure · Unverified · Checked 2026-10-01

This review did not establish this term from the retrieved material. Check the exact product agreement.

Source 1
Legal provider · Unverified · Checked 2026-10-01

This review did not establish this term from the retrieved material. Check the exact product agreement.

Source 1

“Verified” means the linked source states this claim, not that every applicant receives the advertised terms. “Unverified” means the review did not establish the claim; it does not mean the provider publishes no information. Conflicts can reflect retrieval freshness or different offers. How we verify

Annual fee
$0 first year, then $99
Purchase APR
Not verified in this review; confirm the exact offer.
Intro APR
Not verified in this review; confirm the exact offer.
Foreign transaction fee
None
Rewards
2 miles/$ on eligible American Airlines, car-rental, gas, telecommunications, cable and satellite purchases; 1 otherwise.
Employee cards
No additional employee-card fee.
Personal guarantee
Not Verified
Credit guidance
Not verified in this review; confirm the exact offer.

Liability, Credit and Controls

Credit reporting: Not verified in this review; confirm the exact offer.

Spend controls: Not verified in this review; confirm the exact offer.

Expense management: Not verified in this review; confirm the exact offer.

Earlier source ledger

These dated records preserve earlier research. They may describe past offers; use the claim evidence above and your current account agreement.

Citi / AAdvantage Business Card
Primary Product Page · Accessed 2026-08-29

Current Citi page lists $0 introductory annual fee for the first year, 2X AAdvantage miles in selected business and American Airlines categories, no foreign transaction fee, free employee cards and American Airlines travel benefits.