Skip to main content
Business Credit Cards
Cash Back · Mastercard · U.S. Bank

Prime Business Card

Published pricing, rewards, guarantee structure, and account controls without treating the welcome bonus as the entire product.

By Jack WhelchelLast checked October 1, 2026 2 sources on fileHow we researchEditorial standardsAdvertiser disclosure
Prime Business Card card

Advertiser disclosure. FundingRank may be compensated when you visit or apply with some of the providers on this site. Compensation never affects our product facts, editorial conclusions or provider coverage. How we make money

Card at a Glance

Repayment structure
Revolving credit; grace-period and optional installment-program conditions apply.
Application credit check
Applicant authorizes personal and business reports, including later checks while the account remains open; no soft-only promise established.
Evidence and open questions · 7 supported · 6 open

Expanded review on October 1, 2026: Annual fee, Purchase APR, Foreign transaction fee, Repayment structure, Rewards, Personal guarantee, Credit check. Other fields retain explicit unresolved status. This is not a blanket certification of the product.

Annual fee · Verified · Checked 2026-10-01

$0 card fee; eligible Prime membership required for Prime rewards

Source 1Source 2
Purchase APR · Verified · Checked 2026-10-01

17.99%–29.99% variable, based on creditworthiness; October 2026 issuer disclosure.

Rate is specific to the retrieved offer; variable rates and offers can change.

Source 1Source 2
Intro APR · Unverified · Checked 2026-10-01

This review did not establish this term from the retrieved material. Check the exact product agreement.

Source 1
Rewards · Verified · Checked 2026-10-01

5% at eligible Amazon sites on the first $150,000 per calendar year, then 1%; 5% on qualifying prepaid Travel Center bookings; 2% in the top three eligible non-Amazon categories within a separate $150,000 annual cap, then 1%; 1% otherwise.

Source 1Source 2
Foreign transaction fee · Verified · Checked 2026-10-01

None

Source 1Source 2
Employee cards · Unverified · Checked 2026-10-01

This review did not establish this term from the retrieved material. Check the exact product agreement.

Source 1
Personal guarantee · Verified · Checked 2026-10-01

Required

Source 1Source 2
Credit check · Verified · Checked 2026-10-01

Applicant authorizes personal and business reports, including later checks while the account remains open; no soft-only promise established.

Source 1Source 2
Credit reporting · Unverified · Checked 2026-10-01

This review did not establish this term from the retrieved material. Check the exact product agreement.

Source 1
Eligibility · Unverified · Checked 2026-10-01

This review did not establish this term from the retrieved material. Check the exact product agreement.

Source 1
Credit guidance · Unverified · Checked 2026-10-01

This review did not establish this term from the retrieved material. Check the exact product agreement.

Source 1
Repayment structure · Verified · Checked 2026-10-01

Revolving credit; grace-period and optional installment-program conditions apply.

Source 1Source 2
Legal provider · Unverified · Checked 2026-10-01

This review did not establish this term from the retrieved material. Check the exact product agreement.

Source 1

“Verified” means the linked source states this claim, not that every applicant receives the advertised terms. “Unverified” means the review did not establish the claim; it does not mean the provider publishes no information. Conflicts can reflect retrieval freshness or different offers. How we verify

Annual fee
$0 card fee; eligible Prime membership required for Prime rewards
Purchase APR
17.99%–29.99% variable, based on creditworthiness; October 2026 issuer disclosure.
Intro APR
Not verified in this review; confirm the exact offer.
Foreign transaction fee
None
Rewards
5% at eligible Amazon sites on the first $150,000 per calendar year, then 1%; 5% on qualifying prepaid Travel Center bookings; 2% in the top three eligible non-Amazon categories within a separate $150,000 annual cap, then 1%; 1% otherwise.
Employee cards
Not verified in this review; confirm the exact offer.
Personal guarantee
Required
Credit guidance
Not verified in this review; confirm the exact offer.

Liability, Credit and Controls

Credit reporting: Not verified in this review; confirm the exact offer.

Spend controls: Not verified in this review; confirm the exact offer.

Expense management: Not verified in this review; confirm the exact offer.

Earlier source ledger

These dated records preserve earlier research. They may describe past offers; use the claim evidence above and your current account agreement.

Prime Business Card
Primary Product Page · Accessed 2026-08-29

Current issuer page states $0 annual fee, 5% back for eligible Prime members on qualifying Amazon/AWS/Whole Foods purchases up to the annual cap, 5% Travel Center rewards, 2% top-category earning and 1% elsewhere.

Amazon and U.S. Bank launch new business cards
Other · Accessed 2026-08-29

May 2026 launch announcement confirms the new Mastercard/U.S. Bank business-card platform and no annual or foreign transaction fees.