Business Essentials Plus Visa Signature Card
Published pricing, rewards, guarantee structure, and account controls without treating the welcome bonus as the entire product.
Advertiser disclosure. FundingRank may be compensated when you visit or apply with some of the providers on this site. Compensation never affects our product facts, editorial conclusions or provider coverage. How we make money
Card at a Glance
Evidence and open questions · 12 supported · 2 open
Expanded review of the issuer product page and linked October 2026 application disclosure. Unresolved reporting and credit-score guidance remain unverified.
17.99%–27.99% variable purchase APR.
Linked application disclosure dated October 2026, read in the browser; subject to underwriting and future rate changes.
Source 1No promotional purchase APR is listed in this specific offer; the standard variable purchase APR applies.
This finding is limited to the linked October 2026 offer, not every possible targeted offer.
Source 12% base cash back; 5% in the top eligible monthly spending category up to $200,000 per account-anniversary year, then base rewards; 10% on prepaid hotels and car rentals booked in the Travel Center. Separate checking-relationship bonuses have balance tiers, spending caps and exclusions; do not add headline percentages together.
Source 1$0 annual membership fee for authorized employees.
Source 1Required
The business owner and business are jointly and severally liable for account charges.
Source 1Application authorizes consumer and business credit reports. The terms do not specify a universal soft/hard inquiry sequence.
Source 1Not verified in this review; confirm the exact offer.
Source 1Applicants must be at least 18, reside in the U.S., and have authority to bind the business; primarily business use and credit approval are required.
Source 1Not verified in this review; confirm the exact offer.
Source 1Revolving credit with required minimum payments; paying the full balance or applicable plan-adjusted balance by the due date avoids new-purchase interest. Eligible ExtendPay plans charge a separately disclosed monthly fee.
Source 1Listed with an application link on the issuer product page at review.
Source 1“Verified” means the linked source states this claim, not that every applicant receives the advertised terms. “Unverified” means the review did not establish the claim; it does not mean the provider publishes no information. Conflicts can reflect retrieval freshness or different offers. How we verify
Liability, Credit and Controls
Credit reporting: Not verified in this review; confirm the exact offer.
Spend controls: Not verified in this review; confirm the exact offer.
Expense management: Not verified in this review; confirm the exact offer.
Earlier source ledger
These dated records preserve earlier research. They may describe past offers; use the claim evidence above and your current account agreement.
No public source records are attached yet.