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Business Credit Cards
Other · Visa · U.S. Bank

Business Shield Visa Card

Published pricing, rewards, guarantee structure, and account controls without treating the welcome bonus as the entire product.

By Jack WhelchelLast checked October 1, 2026 2 sources on fileHow we researchEditorial standardsAdvertiser disclosure
Business Shield Visa Card card

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Card at a Glance

Repayment structure
Revolving credit; optional eligible ExtendPay installments can carry fixed monthly fees.
Application credit check
Not verified in this review; confirm the exact offer.
Evidence and open questions · 5 supported · 8 open

Expanded review on October 1, 2026: Annual fee, Rewards, Intro APR, Employee cards, Repayment structure. Other fields retain explicit unresolved status. This is not a blanket certification of the product.

Annual fee · Verified · Checked 2026-10-01

$0

Source 1
Purchase APR · Unverified · Checked 2026-10-01

This review did not establish this term from the retrieved material. Check the exact product agreement.

Source 1
Intro APR · Verified · Checked 2026-10-01

0% on purchases for 12 billing cycles; qualifying transfers made within 30 days also receive 12 billing cycles. Transfer fee: 5%, minimum $5.

Source 1
Rewards · Verified · Checked 2026-10-01

5% cash back on prepaid air, hotel and car bookings through the Travel Center; a broad base rewards rate was not verified.

Source 1
Foreign transaction fee · Unverified · Checked 2026-10-01

This review did not establish this term from the retrieved material. Check the exact product agreement.

Source 1
Employee cards · Verified · Checked 2026-10-01

No additional annual fee for employee cards.

Source 1
Personal guarantee · Unverified · Checked 2026-10-01

This review did not establish this term from the retrieved material. Check the exact product agreement.

Source 1
Credit check · Unverified · Checked 2026-10-01

This review did not establish this term from the retrieved material. Check the exact product agreement.

Source 1
Credit reporting · Unverified · Checked 2026-10-01

This review did not establish this term from the retrieved material. Check the exact product agreement.

Source 1
Eligibility · Unverified · Checked 2026-10-01

This review did not establish this term from the retrieved material. Check the exact product agreement.

Source 1
Credit guidance · Unverified · Checked 2026-10-01

This review did not establish this term from the retrieved material. Check the exact product agreement.

Source 1
Repayment structure · Verified · Checked 2026-10-01

Revolving credit; optional eligible ExtendPay installments can carry fixed monthly fees.

Source 1
Legal provider · Unverified · Checked 2026-10-01

This review did not establish this term from the retrieved material. Check the exact product agreement.

Source 1

“Verified” means the linked source states this claim, not that every applicant receives the advertised terms. “Unverified” means the review did not establish the claim; it does not mean the provider publishes no information. Conflicts can reflect retrieval freshness or different offers. How we verify

Annual fee
$0
Purchase APR
Not verified in this review; confirm the exact offer.
Intro APR
0% on purchases for 12 billing cycles; qualifying transfers made within 30 days also receive 12 billing cycles. Transfer fee: 5%, minimum $5.
Foreign transaction fee
Not verified in this review; confirm the exact offer.
Rewards
5% cash back on prepaid air, hotel and car bookings through the Travel Center; a broad base rewards rate was not verified.
Employee cards
No additional annual fee for employee cards.
Personal guarantee
Not Verified
Credit guidance
Not verified in this review; confirm the exact offer.

Liability, Credit and Controls

Credit reporting: Not verified in this review; confirm the exact offer.

Spend controls: Not verified in this review; confirm the exact offer.

Expense management: Not verified in this review; confirm the exact offer.

Earlier source ledger

These dated records preserve earlier research. They may describe past offers; use the claim evidence above and your current account agreement.

Business Shield Visa Card
Primary Product Page · Accessed 2026-08-29

Current digital product page states $0 annual fee and 0% intro APR on purchases and balance transfers for 12 billing cycles, with U.S. Bank's 2026 launch materials stating branch applications may receive 18 billing cycles.

U.S. Bank Business Shield launch announcement
Other · Accessed 2026-08-29

February 2026 launch announcement states 18 billing cycles of 0% intro APR for branch applications and 12 billing cycles for digital applications, with no annual fee.