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Business Credit Cards
Cash Back · American Express · American Express

Blue Business Cash Card

Published pricing, rewards, guarantee structure, and account controls without treating the welcome bonus as the entire product.

By Jack WhelchelLast checked August 29, 2026 3 sources on fileHow we researchEditorial standardsAdvertiser disclosure
Blue Business Cash Card card

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Card at a Glance

Repayment structure
Not verified in this review; confirm the exact offer.
Application credit check
Approval decision without personal-score impact; accepting may affect personal credit. Application may affect business credit.
Evidence and open questions · 5 supported · 2 open

Partial issuer-source review on 2026-10-01. Checked claims appear in the evidence panel; unlisted eligibility, reporting and contract details are not newly verified.

Annual fee · Verified · Checked 2026-10-01

$0

Source 1
Purchase APR · Conditional · Checked 2026-10-01

12-month 0% offer; then variable 16.99%–28.74%.

Source 1
Personal guarantee · Verified · Checked 2026-10-01

Joint and several liability with the company.

Source 1
Rewards · Verified · Checked 2026-10-01

2% up to $50,000 per calendar year, then 1%.

Source 1
Credit check · Conditional · Checked 2026-10-01

Accepting the card may affect personal credit.

Source 1
Repayment structure · Not Reviewed
Credit reporting · Not Reviewed

“Verified” means the linked source states this claim, not that every applicant receives the advertised terms. “Unverified” means the review did not establish the claim; it does not mean the provider publishes no information. Conflicts can reflect retrieval freshness or different offers. How we verify

Annual fee
$0
Purchase APR
16.99%–28.74% variable after introductory period; rates disclosed as of October 1, 2026.
Intro APR
Not verified in this review; confirm the exact offer.
Foreign transaction fee
Not verified in this review; confirm the exact offer.
Rewards
2% cash back on the first $50,000 of eligible purchases each calendar year, then 1%; automatic statement credit.
Employee cards
Not verified in this review; confirm the exact offer.
Personal guarantee
Required
Credit guidance
Not verified in this review; confirm the exact offer.

Liability, Credit and Controls

Credit reporting: Not verified in this review; confirm the exact offer.

Spend controls: Not verified in this review; confirm the exact offer.

Expense management: Not verified in this review; confirm the exact offer.

Earlier source ledger

These dated records preserve earlier research. They may describe past offers; use the claim evidence above and your current account agreement.

Issuer evidence — expanded review October 2026
Primary Product Page · Accessed 2026-10-01

Partial review; dates and discrepancies are explained in the card evidence panel. Linked pricing documents may carry older effective dates.

Issuer evidence — expanded review October 2026
Rates and Fees · Accessed 2026-10-01

Partial review; dates and discrepancies are explained in the card evidence panel. Linked pricing documents may carry older effective dates.

Blue Business Cash Card
Primary Product Page · Accessed 2026-08-29

Current product page lists $0 annual fee and 2% cash back on eligible purchases up to $50,000 per calendar year, then 1%. It also describes the application/acceptance credit-impact flow and Expanded Buying Power.