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Business Credit Cards
Other · American Express

Blue Business Plus Credit Card

Published pricing, rewards, guarantee structure, and account controls without treating the welcome bonus as the entire product.

By Jack WhelchelLast checked October 1, 2026 1 source on fileHow we researchEditorial standardsAdvertiser disclosure
Blue Business Plus Credit Card card

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Card at a Glance

Repayment structure
Not verified in this review; confirm the exact offer.
Application credit check
A decision through the displayed flow does not affect personal credit; accepting may affect it. Applying may affect business credit.
Evidence and open questions · 10 supported · 3 open

Expanded review on October 1, 2026: Annual fee, Purchase APR, Intro APR, Rewards, Foreign transaction fee, Employee cards, Personal guarantee, Credit check, Eligibility, Legal provider. Other fields retain explicit unresolved status. This is not a blanket certification of the product.

Annual fee · Verified · Checked 2026-10-01

$0

Source 1Source 2
Purchase APR · Verified · Checked 2026-10-01

16.99%–28.74% variable after the introductory period.

Rate is specific to the retrieved offer; variable rates and offers can change.

Source 1Source 2
Intro APR · Verified · Checked 2026-10-01

0% purchase APR for 12 months from opening, subject to offer eligibility; then variable APR. Minimum payments apply.

Source 1Source 2
Rewards · Verified · Checked 2026-10-01

2 points/$ on the first $50,000 of eligible purchases per calendar year, then 1. Eligible AmexTravel.com purchases earn 2 and do not count against that cap.

Source 1Source 2
Foreign transaction fee · Verified · Checked 2026-10-01

2.7% after conversion to U.S. dollars.

Source 1Source 2
Employee cards · Verified · Checked 2026-10-01

No annual fee for additional Employee Blue Business Plus cards.

Source 1Source 2
Personal guarantee · Verified · Checked 2026-10-01

Required

Source 1Source 2
Credit check · Verified · Checked 2026-10-01

A decision through the displayed flow does not affect personal credit; accepting may affect it. Applying may affect business credit.

Source 1Source 2
Credit reporting · Unverified · Checked 2026-10-01

This review did not establish this term from the retrieved material. Check the exact product agreement.

Source 1
Eligibility · Verified · Checked 2026-10-01

U.S. residents age 18 or older; business use only; issuer approval and introductory-offer eligibility required.

Source 1Source 2
Credit guidance · Unverified · Checked 2026-10-01

This review did not establish this term from the retrieved material. Check the exact product agreement.

Source 1
Repayment structure · Unverified · Checked 2026-10-01

This review did not establish this term from the retrieved material. Check the exact product agreement.

Source 1
Legal provider · Verified · Checked 2026-10-01

American Express National Bank

Source 1Source 2

“Verified” means the linked source states this claim, not that every applicant receives the advertised terms. “Unverified” means the review did not establish the claim; it does not mean the provider publishes no information. Conflicts can reflect retrieval freshness or different offers. How we verify

Annual fee
$0
Purchase APR
16.99%–28.74% variable after the introductory period.
Intro APR
0% purchase APR for 12 months from opening, subject to offer eligibility; then variable APR. Minimum payments apply.
Foreign transaction fee
2.7% after conversion to U.S. dollars.
Rewards
2 points/$ on the first $50,000 of eligible purchases per calendar year, then 1. Eligible AmexTravel.com purchases earn 2 and do not count against that cap.
Employee cards
No annual fee for additional Employee Blue Business Plus cards.
Personal guarantee
Required
Credit guidance
Not verified in this review; confirm the exact offer.

Liability, Credit and Controls

Credit reporting: Not verified in this review; confirm the exact offer.

Spend controls: Not verified in this review; confirm the exact offer.

Expense management: Not verified in this review; confirm the exact offer.

Earlier source ledger

These dated records preserve earlier research. They may describe past offers; use the claim evidence above and your current account agreement.

Blue Business Plus Credit Card
Primary Product Page · Accessed 2026-08-29

Current page states $0 annual fee and 2X Membership Rewards points on the first $50,000 of eligible annual purchases, then 1X.