Spark Cash Plus
Published pricing, rewards, guarantee structure, and account controls without treating the welcome bonus as the entire product.
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Card at a Glance
Evidence and open questions · 3 supported · 4 open
Partial issuer-source review on 2026-10-01. Checked claims appear in the evidence panel; unlisted eligibility, reporting and contract details are not newly verified.
$150; refund requires $150,000 qualifying annual spend.
Source 12% base cash back; separate portal categories have different rules.
Source 1Full-payment design with conditional carryover.
Source 1“Verified” means the linked source states this claim, not that every applicant receives the advertised terms. “Unverified” means the review did not establish the claim; it does not mean the provider publishes no information. Conflicts can reflect retrieval freshness or different offers. How we verify
Liability, Credit and Controls
Credit reporting: Not verified in this review; confirm the exact offer.
Spend controls: Not verified in this review; confirm the exact offer.
Expense management: Not verified in this review; confirm the exact offer.
Earlier source ledger
These dated records preserve earlier research. They may describe past offers; use the claim evidence above and your current account agreement.
Partial review; dates and discrepancies are explained in the card evidence panel. Linked pricing documents may carry older effective dates.
Current page lists unlimited 2% cash back, 5% on eligible Capital One Business Travel bookings, $150 annual fee refunded after $150,000 annual spend, no preset spending limit, and a product designed to be paid in full with some balance-carry flexibility when eligible.