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Business Credit Cards
Cash Back · Chase

Ink Business Premier

Published pricing, rewards, guarantee structure, and account controls without treating the welcome bonus as the entire product.

By Jack WhelchelLast checked August 29, 2026 2 sources on fileHow we researchEditorial standardsAdvertiser disclosure
Ink Business Premier card

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Card at a Glance

Repayment structure
Pay-in-full balance due monthly; eligible Flex for Business balance may be repaid with interest.
Application credit check
Not verified in this review; confirm the exact offer.
Evidence and open questions · 4 supported · 3 open

Annual fee, purchase pricing, repayment structure, owner liability and reward rules reviewed. Individual claim labels distinguish verified terms, conditions and a retrieved-document pricing discrepancy.

Annual fee · Verified · Checked 2026-10-01

$195

Source 1
Purchase APR · Conflicting · Checked 2026-10-01

Product page 17.99%–28.74%; older retrieved terms 17.74%–28.49%.

Retrieved terms are dated December 16, 2025; the discrepancy may reflect document or retrieval freshness. It is not evidence that both are current offers.

Source 1Source 2
Personal guarantee · Verified · Checked 2026-10-01

Individual and company liability explicitly required.

Source 1
Repayment structure · Verified · Checked 2026-10-01

Separate Pay in Full and Flex balances.

Source 1
Rewards · Conditional · Checked 2026-10-01

2% base cash back; 2.5% on a qualifying purchase that bills and posts at $5,000 or more; 5% total on Chase Travel purchases. Split billing can prevent a purchase from meeting the $5,000 threshold.

Source 1
Credit check · Not Reviewed
Credit reporting · Not Reviewed

“Verified” means the linked source states this claim, not that every applicant receives the advertised terms. “Unverified” means the review did not establish the claim; it does not mean the provider publishes no information. Conflicts can reflect retrieval freshness or different offers. How we verify

Annual fee
$195
Purchase APR
Flex for Business: Product page 17.99%–28.74% variable; retrieved older pricing document 17.74%–28.49%. Confirm the application disclosure.
Intro APR
Not verified in this review; confirm the exact offer.
Foreign transaction fee
Not verified in this review; confirm the exact offer.
Rewards
2% base cash back; 2.5% on a qualifying purchase that bills and posts at $5,000 or more; 5% total on Chase Travel purchases. Split billing can prevent a purchase from meeting the $5,000 threshold.
Employee cards
Not verified in this review; confirm the exact offer.
Personal guarantee
Required
Credit guidance
Not verified in this review; confirm the exact offer.

Liability, Credit and Controls

Credit reporting: Not verified in this review; confirm the exact offer.

Spend controls: Not verified in this review; confirm the exact offer.

Expense management: Not verified in this review; confirm the exact offer.

Earlier source ledger

These dated records preserve earlier research. They may describe past offers; use the claim evidence above and your current account agreement.

Issuer evidence — expanded review October 2026
Rates and Fees · Accessed 2026-10-01

Partial review; dates and discrepancies are explained in the card evidence panel. Linked pricing documents may carry older effective dates.

Issuer evidence — expanded review October 2026
Primary Product Page · Accessed 2026-10-01

Partial review; dates and discrepancies are explained in the card evidence panel. Linked pricing documents may carry older effective dates.