Skip to main content
Business Credit Cards
Cash Back · Visa · Chase

Ink Business Unlimited

Published pricing, rewards, guarantee structure, and account controls without treating the welcome bonus as the entire product.

By Jack WhelchelLast checked August 29, 2026 3 sources on fileHow we researchEditorial standardsAdvertiser disclosure
Ink Business Unlimited card

Advertiser disclosure. FundingRank may be compensated when you visit or apply with some of the providers on this site. Compensation never affects our product facts, editorial conclusions or provider coverage. How we make money

Card at a Glance

Repayment structure
Revolving credit; minimum payments apply. Paying only the minimum can leave interest-bearing debt.
Application credit check
Not verified in this review; confirm the exact offer.
Evidence and open questions · 5 supported · 3 open

Annual fee, purchase pricing, repayment structure, owner liability and reward rules reviewed. Individual claim labels distinguish verified terms, conditions and a retrieved-document pricing discrepancy.

Annual fee · Verified · Checked 2026-10-01

$0

Source 1
Purchase APR · Conflicting · Checked 2026-10-01

Product page 16.99%–24.99%; older retrieved terms 16.74%–24.74%.

Retrieved terms are dated December 16, 2025; the discrepancy may reflect document or retrieval freshness. It is not evidence that both are current offers.

Source 1Source 2
Personal guarantee · Verified · Checked 2026-10-01

Individual and company liability explicitly required.

Source 1
Repayment structure · Verified · Checked 2026-10-01

Revolving balance with payment obligations.

Source 1
Rewards · Conditional · Checked 2026-10-01

1.5% base cash back on eligible purchases, uncapped. Temporary merchant promotions have separate conditions.

Source 1
Intro APR · Conditional · Checked 2026-10-01

0% purchase APR for 12 months from opening; variable APR afterward. See the recorded pricing discrepancy.

Source 1
Credit check · Not Reviewed
Credit reporting · Not Reviewed

“Verified” means the linked source states this claim, not that every applicant receives the advertised terms. “Unverified” means the review did not establish the claim; it does not mean the provider publishes no information. Conflicts can reflect retrieval freshness or different offers. How we verify

Annual fee
$0
Purchase APR
Product page 16.99%–24.99% variable; retrieved older pricing document 16.74%–24.74%. Confirm the application disclosure.
Intro APR
0% purchase APR for 12 months from opening; variable APR afterward. See the recorded pricing discrepancy.
Foreign transaction fee
Not verified in this review; confirm the exact offer.
Rewards
1.5% base cash back on eligible purchases, uncapped. Temporary merchant promotions have separate conditions.
Employee cards
Not verified in this review; confirm the exact offer.
Personal guarantee
Required
Credit guidance
Not verified in this review; confirm the exact offer.

Liability, Credit and Controls

Credit reporting: Not verified in this review; confirm the exact offer.

Spend controls: Not verified in this review; confirm the exact offer.

Expense management: Not verified in this review; confirm the exact offer.

Earlier source ledger

These dated records preserve earlier research. They may describe past offers; use the claim evidence above and your current account agreement.

Issuer evidence — expanded review October 2026
Rates and Fees · Accessed 2026-10-01

Partial review; dates and discrepancies are explained in the card evidence panel. Linked pricing documents may carry older effective dates.

Issuer evidence — expanded review October 2026
Primary Product Page · Accessed 2026-10-01

Partial review; dates and discrepancies are explained in the card evidence panel. Linked pricing documents may carry older effective dates.

Ink Business Unlimited current offer and pricing
Rates and Fees · Accessed 2026-08-29

Current Chase page lists $0 annual fee, unlimited 1.5% cash back, 0% intro APR for 12 months on purchases, then 16.74%–24.74% variable APR on the reviewed offer page. Promotional bonus omitted from FundingRank's evergreen record.