Graphite Business Cash Unlimited Card
Published pricing, rewards, guarantee structure, and account controls without treating the welcome bonus as the entire product.
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Card at a Glance
Evidence and open questions · 9 supported · 4 open
Expanded review on October 1, 2026: Annual fee, Purchase APR, Rewards, Foreign transaction fee, Personal guarantee, Credit check, Eligibility, Legal provider, Repayment structure. Other fields retain explicit unresolved status. This is not a blanket certification of the product.
17.99%–28.74% variable on eligible Pay Over Time balances.
Rate is specific to the retrieved offer; variable rates and offers can change.
Source 1Source 2This review did not establish this term from the retrieved material. Check the exact product agreement.
Source 12% cash back on eligible purchases; 5% on eligible flights and prepaid hotels through Amex Travel. Overlapping reward rates do not stack.
Source 1Source 2This review did not establish this term from the retrieved material. Check the exact product agreement.
Source 1The displayed application flow gives a decision without personal-score impact; accepting an approved card may affect personal credit. Applying may affect business credit.
Source 1Source 2This review did not establish this term from the retrieved material. Check the exact product agreement.
Source 1U.S. residents age 18 or older; business use only. Approval and offer eligibility depend on the issuer's review.
Source 1Source 2This review did not establish this term from the retrieved material. Check the exact product agreement.
Source 1“Verified” means the linked source states this claim, not that every applicant receives the advertised terms. “Unverified” means the review did not establish the claim; it does not mean the provider publishes no information. Conflicts can reflect retrieval freshness or different offers. How we verify
Liability, Credit and Controls
Credit reporting: Not verified in this review; confirm the exact offer.
Spend controls: Not verified in this review; confirm the exact offer.
Expense management: Not verified in this review; confirm the exact offer.
Earlier source ledger
These dated records preserve earlier research. They may describe past offers; use the claim evidence above and your current account agreement.
Current page states a $295 annual fee, unlimited 2% cash back on eligible purchases, 5% on eligible Amex Travel Online flight/prepaid hotel bookings, and employee/virtual-card controls.